EXCELLENT
Get the expertise of a finance director without the cost of a full time hire. Cain & Co’s virtual finance director services give business owners the financial leadership, planning and clear management information they need to make confident business decisions and move the business forward.








Many businesses reach a point where bookkeeping and year-end accounts are no longer enough. You need someone looking at the future, planning cash flow, setting budgeting priorities, reading the management information and helping you make better business decisions. A full time financial director does all of that, but the high salaries involved put one out of reach for most small businesses and medium sized enterprises.
A virtual finance director closes that gap. You get the same level of expertise and financial leadership as an in house finance director, on a part time basis and at a fraction of the cost. Companies that could never justify a full time financial director can now access senior financial management built around what their business needs.
Cain & Co offers virtual finance director services alongside our bookkeeping, so your strategic guidance comes from people who understand your numbers from the ground up. Call 020 8087 1341 or email takecontrol@cainandco.co.uk to find out what a virtual FD could do for your business.
Revenue is climbing but there is no budgeting, no forecasting and no clear financial goals behind it. A virtual finance director puts a plan around your business growth so every decision pushes the business forward.
A strong month followed by a scramble to cover wages is a sign the finances need senior attention. We build 90-day and 12-month cash flow forecasts so you can see what is coming and act early.
We are confident enough in our virtual finance director services to offer a full three-month, risk-free trial.
If you are not completely happy with the service, you will not be charged anything. It is our way of proving that proper financial leadership makes a measurable difference to companies of every size.
Send us the information we ask for on time and you will never pay a late filing penalty. If HMRC issues one, we cover the cost ourselves.
Your records, reports and management information stay accurate and current, so month-end, year-end and board meetings arrive without the usual panic.
Around 90% of questions are answered within one hour, and every query receives a response within 12 hours.
We walk you through your figures in plain English during regular one-to-one reviews. No jargon, no confusion, no guessing what the reports mean.
We identify financial risks and opportunities early, flagging problems before they cost your business money.
Simple, transparent fees with no hidden costs. If you find the same level of service for less, we will match it.
Our team is available year-round, including busy periods, so you are never left waiting for an answer.
See what our clients have to say about working with Cain & Co. Hear how we have helped them take control of their finances, plan with confidence and grow with support they can rely on.
At Cain & Co, our virtual finance director services are built for companies that want senior financial expertise focused on the future, not just a record of the past. You get the strategic side of a finance director role, delivered on a part time basis and shaped around your plan for the business.
A virtual finance director turns raw numbers into management information you can act on. We prepare regular reports covering profit and loss, the balance sheet, key performance indicators and actual performance against budget, then explain what the figures mean for the decisions in front of you.
Where standard financial reporting looks backwards, a virtual FD focuses on what comes next. Clear financial analysis helps you identify trends, watch margins and spot warning signs early, so your management team can build data driven decisions into everyday decision making instead of waiting for the year-end to learn what happened.
Cash flow is where good companies get into trouble, and it is where a virtual finance director earns their keep. We prepare 90-day cash flow forecasts to keep the short term under control and 12-month forecasts for the bigger picture, giving you a clear view of your cash runway at all times.
Alongside forecasting sits budgeting and financial planning. We review historical cash flow to identify trends and anomalies, tighten up debtor collection and creditor payment, and put financial processes in place that keep the finances steady while the business grows. The result is fewer surprises and more informed decisions about where the money goes.
This is the financial leadership piece of the finance director role. Your virtual finance director acts as a trusted advisor at board and management meetings, brings strategic thinking to your plans and supports investment appraisal, fundraising and strategic planning for new markets or expansion.
We also help manage financial risks by implementing internal controls, keeping your business on the right side of changing tax laws and regulations. Where companies hit difficulty, a virtual FD can support rescue and turnaround work too. The goal is always sustainable growth: a business moving forward to a plan, not reacting to whatever the bank balance says this month.
Our Curry & Co nights are relaxed monthly networking events held across Kent, London and the South East, bringing local business owners together over great food and genuine conversation. No awkward pitches, just real connections, quality curry and a friendly atmosphere.
If you know a business that would benefit from better financial services, simply introduce them to Cain & Co. When they join us, we’ll send you a bottle of champagne as a thank you for the referral.




















Recruiting a full time financial director means high salaries, a long recruitment process and the risk of not finding the right person. A virtual FD gives you all the benefits of that expertise on a part time basis, which makes it a cost effective solution for small businesses and growing businesses working with limited resources. An outsourced finance director can save companies up to 50% compared with hiring in house, while giving you all the benefits of senior input on the business decisions that matter.
As a business grows, the decisions get bigger and the mistakes get more expensive. With dependable management information, sharp financial analysis and an experienced finance director reading the numbers alongside you, data driven decisions replace guesswork on hiring, pricing, investment and expansion. Fresh perspectives drawn from wide industry experience give many businesses a competitive edge, revealing opportunities an in house team is often too close to see.
As transaction volumes increase, managing books internally becomes harder to control. Our outsourced bookkeeping service handles sales and purchase records, payments, reconciliations, VAT submissions, and ongoing adjustments without disrupting your operations. Whether you are early-stage or well-established, your bookkeeping remains consistent and under control.
Most clients start with bookkeeping and add virtual FD support as the business grows. Because we already manage the records, your whole finance function joins up: accurate books feed straight into budgeting, forecasts and strategic guidance, and we work closely with your accountant and management team throughout. When rapid growth, outside investment or a future exit strategy comes into view, the financial foundations are already in place. That is where the real value of an outsourced finance director shows.
At Cain & Co, we know that keeping your books in order can quickly become demanding, detailed and time intensive. That’s why we provide fixed-fee, fully managed bookkeeping services for business owners, limited companies and growing organisations that want clarity, accuracy and control over their finances.
We take care of the full bookkeeping function, from recording day-to-day transactions and reconciling bank accounts to managing VAT returns, producing management reports and keeping your records compliant and up to date. Everything is handled consistently and professionally, giving you confidence that nothing is being missed.
With ISO 9001 certification, ICB membership and a strong reputation for reliability, you can trust Cain & Co to maintain accurate records, support better decision making and remove the stress from your bookkeeping.
Paul regularly takes on personal walking challenges to raise money for children’s hospital wards, diabetes charities and other causes that matter deeply to him and the local community.
These challenges are a simple but meaningful way Paul supports his own wellbeing, pushes himself personally and gives back to the people and causes that have helped him and others in similar positions.